A ground independent aerial means that it doesn’t matter where on the car you mount the it, the signal will radiate out pretty much equally in all directions. This is assuming the aerial is tall enough to clear all obstacles such as the roof and anything on the roof. A ground dependant aerial is different. Say you mount a ground dependent aerial on the centre of the bull bar. The signal will mostly radiate to the back of the car, so those behind you will hear you further away, but those the same distance in front won’t hear you.
When I was running HF radios, I had twin 9 foot whip aerials, one mounted on the bull bar, the other on the tow bar. If I was at the back of the group, I would use a switch and use the rear aerial, or if I was in the front I would switch to the front aerial. The difference was significant if you were on the wrong aerial. If you wanted ideal performance from a single ground dependent aerial, you would need to mount it in the centre of the roof.
Ground independent aerials are so common it’s best to go with them for most people. These days they tend to be the default option, but you just need to make sure. And with aerials of either type, height rules. They need to clear all obstacles.
The other point to keep in mind with UHF is irrespective of aerial or it’s height, any signal at this frequency is pretty much line of sight. Whereas with HF and VHF to a lesser extent where the signal can deviate around hills and the curvature of the earth, UHF won’t. So if there is a hill between you and whoever you talk to, they probably won’t hear you. Which is why UHF has range limitations due to the curvature of the earth, and why it performs poorly in hilly terrain. Signal quality, when you get it, is significantly better. Which is why UHF is so popular and hardly anyone, at least in Australia, uses HF anymore. As a result, all the newer technology and features are found in UHF.
HF has it’s advantages but for most people they are not enough to outweigh getting UHF.